The Final Information to Together with Your Facet Hustles on Your Resume

It looks like everybody has aspect hustles lately. Whether or not it’s to make more money, pursue an curiosity or ardour, or to study a brand new talent, it’s work that we select to do on the “side” of our day jobs. But few folks assume to incorporate their aspect hustle on their resume.

Working by yourself doesn’t make it any much less related than your different work expertise as a result of aspect hustles are work! Typically a number of work. And time and power.

Like all conventional job, they train you useful, transferable expertise that employers are in search of – expertise like time administration, multi-tasking, and exhibiting initiative. In addition they assist to additional develop your skills by placing them to make use of in tangible methods.

Not together with these expertise, skills, and experiences in your resume could possibly be a mistake that would price you that new job you’re hoping to get.

What’s the Function of a Resume?

That will seem to be a foolish query. Everybody is aware of that the aim of a resume is to get a job, proper?

Sure, but additionally no.

The objective of your resume is definitely to get an interview. It’s a advertising instrument used to seize the recruiter’s consideration by exhibiting the way you, as a job-seeker, meet the {qualifications} and expectations of the precise place. It’s your gross sales pitch to persuade a possible new employer to ask you to an interview the place they will get to know you higher.

Right here’s the dangerous information, although. Most recruiters and hiring managers have a look at your resume for a median of solely 6 seconds. If you wish to get your resume previous the 6-second look take a look at, it must be straightforward to learn, error-free, and clearly present how you’re a sturdy candidate for the place.

Strategically, together with your aspect hustle in your resume could make a giant distinction.

How Does Your Facet Hustle Make You a Higher Candidate?

Should you don’t take the rest away from this text, that is an important factor to contemplate in the case of together with your aspect hustle in your resume.

Your resume has to focus on the precise job or sort of job for which you’re making use of. That features your work expertise, your training, your expertise, and something further – like aspect hustles and volunteering.

Take a while and take into consideration how your aspect hustle pertains to the job emptiness.

  • How does it make you a greater candidate?
  • Are there expertise that you’ve developed or utilized in your aspect hustle that match the job?
  • What can your aspect hustle add to your resume that isn’t already there?
  • What would you like the recruiter to find out about you and your aspect hustle expertise and accomplishments?

Some aspect hustles are going to be extra applicable {and professional} to incorporate in your resume than others. However there are quite a few eventualities the place it is smart to incorporate your aspect hustle, and there are a number of other ways to take action.

Ought to I Embody My Facet Hustle On My Resume?

I’m a agency believer that sure – your aspect hustles ought to be in your resume not directly.

Discovering a job is tough sufficient as it’s. You wish to spotlight something and every thing that offers you a bonus over the opposite candidates.

Your aspect hustle is an expertise that teaches you. It might additionally improve your skillset. You’re gaining extra than simply some more money from it. Use it as a method to exhibit your skills and expertise.

The higher query is the way to embrace it in your resume.

That query doesn’t at all times have an easy reply. Sadly, as a result of there isn’t one proper means to try this, what works for one job utility may not work for the following. In some instances, it is smart to spotlight every thing you do at your aspect hustle. In different instances, it’s higher to be selective and embrace solely elements of it.

However we’ll get to that.

Should you’re in search of a fast reply to find out whether or not or to not embrace your aspect hustle in your resume, listed below are some basic tips that can assist you resolve.

You Ought to Embody Your Facet Hustle On Your Resume If:

  • It enhances your resume and makes you a stronger candidate
  • It’s related to the kind of job you’re making use of for
  • It demonstrates your skillset
  • It aligns together with your profession targets
  • It’s skilled
  • You use your aspect hustle like a enterprise
  • It helps “fill the gap” in your resume
  • It should give a superb first impression
  • You may have shoppers, prospects or gross sales
  • It exhibits you’ve labored with/for folks or corporations related to the trade
  • You’re pleased with your aspect hustle
  • You’re altering industries or transitioning into a brand new area that’s associated to your aspect hustle
  • You’re new to the working world or don’t have a number of different work expertise
  • It’s/was your part-time job whereas attending college

You Ought to NOT Embody Your Facet Hustle On Your Resume If:

  • It’s irrelevant and has nothing to do with the job you’re making use of for
  • It’s one thing that could possibly be thought of controversial or inappropriate
  • You’re model new to it and don’t but have any shoppers, prospects or gross sales
  • It’s strictly a pastime
  • You aren’t pleased with what you do
  • It could possibly be seen as a battle of curiosity
  • It may put your present job in danger

The listing isn’t definitive or exhaustive.

Your aspect hustle would possibly verify each field on the “you should include it” listing, but when it places your present job in danger, leaving it off could be the higher selection. (Though there are methods to incorporate the talents you’ve gained from it.)

Or in case you’re an artist, for instance, you would possibly take into account that to be only a pastime. Because you additionally don’t have any prospects or gross sales on your art work, you resolve to depart it off your resume. However in case you’re making use of for a advertising job, together with it should improve your resume and make you a stronger candidate by exhibiting your inventive aspect.

There are at all times exceptions and different issues that you need to take note of.

Relevancy is a major issue in the case of whether or not you need to listing your aspect hustle in your resume or not. Along with determining the way to greatest embrace it, it’s important to contemplate why (or why not) to incorporate it.

Why You Ought to Embody Your Facet Hustle on Your Resume

Far too usually, folks assume that they will’t embrace their aspect hustle on their resume as a result of it isn’t a “real” job. However it’s! Your aspect hustle is not any completely different than every other full-time, part-time, or non permanent job simply since you’re doing it by yourself.

Take into consideration every thing you’re gaining out of your aspect hustle.

Even in case you’re not making loads (or any) cash from it, it’s expertise. You wouldn’t assume twice about together with volunteer work or an unpaid internship in your resume, would you?

The expertise, time, and power you place into your aspect hustle will matter – loads. Together with it in your resume exhibits extra about who you’re as a candidate and potential future worker.

Facet Hustles Assist You Stand Out

Your aspect hustle may help you stand out from the opposite candidates. (Particularly in case you do one thing distinctive.) It exhibits that you simply’ve taken the initiative to study one thing new by yourself, that you simply’ve labored onerous to launch your individual small enterprise and are as much as the problem of making and executing new concepts. It exhibits what you have an interest in, captivated with, and who you’re exterior of your day job.

Typically your aspect hustle can be complementary to your day job. It might offer you new views and opinions that may assist you relate to or bond together with your coworkers and shoppers higher. It might assist you community and make significant connections. And it could actually additionally assist you give you new concepts or methods to enhance programs or merchandise which can be already in place.

Having a aspect hustle that’s associated to your profession targets (even in a broad sense) additionally exhibits that you’re dedicated and invested in your profession. It exhibits that you’re so passionate and within the area that you simply spend your individual free time engaged on it.

If you’re hoping to vary industries or transition into a brand new area, highlighting your associated aspect hustle expertise in your resume will present that you’re a viable candidate and that you’ve data of the trade.

Your aspect hustle is supplying you with tangible, hands-on expertise. It’s one factor to say you’re a passionate and pushed particular person, however it’s loads higher in case you can present it by way of your efforts. Facet hustles are excellent for that!

Why You Ought to NOT Embody Your Facet Hustle on Your Resume

Typically together with your aspect hustle in your resume may do you extra hurt than good. If you’re involved that together with it’s going to elevate any purple flags or create extra questions than it solutions, it’s greatest to depart it off or embrace it extra suitably.

Simply as there are legitimate causes to incorporate your aspect hustle in your resume, there are professional the reason why you would possibly select to not.

It Isn’t Related

Some aspect hustles aren’t going to be resume-worthy. Together with them won’t improve your utility or your possibilities of touchdown an interview.

Answering surveys, for instance, is a straightforward method to make more money on the aspect, however it most likely gained’t add something related to your resume. (Though, arguably, it could possibly be if you’re making use of for a job that includes knowledge entry or creating surveys.)

It Appears Adverse

Sadly, freelance work, aspect hustles, and gig jobs can typically have a damaging connotation.

Some folks will query the legitimacy of your aspect hustle, particularly if it seems to be such as you embrace it for the only real function of hiding stretches of unemployment in your resume.

It would give the impression that you’re unskilled, unmotivated, and unable to discover a conventional job, which isn’t in any respect the picture you wish to painting!

It’s Confidential Work

It’s essential to abide by any confidentiality or non-disclosure settlement that you simply signed, which could imply you’re not allowed to incorporate this expertise or challenge in your resume. You can at all times ask, although. Your consumer may be okay with you sharing these particulars after the challenge is accomplished or help you share sure points of it.

It Overloads Your Resume

You don’t have to incorporate each single factor you’ve completed in your resume, both. Much less is usually extra. Nobody needs to learn a 5-page resume when 1 web page would suffice. So if together with your aspect hustle doesn’t add something extra to the expertise and expertise you’ve already included, there’s no have to squeeze it in.

For instance, if you’re an administrative skilled who’s making use of for administrative jobs, however you additionally babysit on your neighbor on the weekend to make a little bit more money, together with this most likely isn’t going to reinforce your resume. It’s simply going to take up useful area and bury the crucial particulars.

It Doesn’t Look Like a “Side” Hustle

Typically you may be so passionate and dedicated to your aspect hustle that it sounds prefer it’s your principal hustle or principal precedence. Or perhaps it’s so profitable that folks can’t consider it isn’t already your full-time job.

Employers don’t wish to have to fret that you simply’ll be spending firm time or utilizing firm assets working in your initiatives. Don’t put any doubt within the employer’s thoughts!

I don’t like to inform anybody to downplay their onerous work or success, however in a case like this, you must discover the suitable stability.

If you’re planning to take the leap and switch it right into a full-time job sooner or later, watch out to not indicate or point out that both.

Use Widespread Sense

You’ll additionally wish to use your widespread sense. For instance, in case you signed as much as be a canine walker on Rover final week and have but to have any prospects, it’s too quickly to place it in your resume.

A whole lot of recommendation on this matter additionally means that you need to by no means embrace aspect hustles like driving for Uber or Lyft in your resume. However there are completely instances the place you need to be! Like if you’re making use of for a driving job. Clearly. Or if this was your part-time job when you attended college full-time.

To not point out, there may be much more to being an Uber driver than simply driving. There’s customer support, bookkeeping, advertising, upkeep, problem-solving, unlicensed counseling (most likely), and every thing else being your gained boss entails. These are all transferable expertise that you need to embrace in your resume not directly.

That brings me to my subsequent level.

What Expertise Have You Gained From Your Facet Hustle?

I’ve talked about expertise quite a few instances, and for a very good purpose.

You may have various expertise. You’re using your skills and constructing them with each sale you make, each consumer you ebook, challenge you full, or hustle you do.

All the things from tutoring to skilled cuddling will strengthen your transferable expertise. Expertise that almost all of employers are in search of in a candidate. Due to this fact, your strongest and most related ones ought to be in your resume.

Listed below are some concepts of what these expertise might embrace:

Transferable expertise:

  • Communication and listening
  • Interpersonal expertise (empathy, respect, endurance)
  • Time administration, assembly deadlines
  • Group and planning
  • Customer support
  • Teamwork
  • Management
  • Clerical and administrative
  • Analysis and evaluation
  • Drawback fixing and troubleshooting
  • Important pondering
  • Multitasking
  • Pc and technical expertise
  • Numeracy (accounting, budgeting, bookkeeping, calculating)
  • Creativity and artistic pondering
  • Consideration to element
  • Networking

Private expertise:

  • Dedication
  • Drive
  • Willpower
  • Motivation
  • Dependability
  • Ardour
  • Resourcefulness
  • Initiative
  • Willingness to study
  • Adaptability
  • Consistency
  • Flexibility
  • Self-starter

Business-specific expertise:

  • Advertising (social media advertising, digital advertising, branding, web optimization)
  • Web site upkeep or growth
  • Contract negotiations
  • Manufacturing
  • Payroll, invoicing, bookkeeping
  • Gross sales and pricing
  • Technical expertise (packages, software program, {hardware}, instruments)
  • Mechanical expertise (electrical, plumbing, equipment, licenses)
  • Bodily talents
  • Transport and logistics

There are a whole lot of expertise that you simply would possibly use whereas aspect hustling. Take a while and write them down, specializing in those you employ essentially the most.

For every job utility, have a look at what expertise they require within the job advert and evaluate them to your listing of expertise. Are there any matches between the 2? Are these expertise already included in your resume?

If not, tweak your resume so that you simply embrace them not directly. You are able to do this in any part of your resume, however there tends to be extra flexibility to take action inside your aspect hustle expertise.

No matter expertise you resolve to incorporate, be sure they’re professional. Be ready to clarify and display the way you’ve discovered and used these expertise. Embody precise knowledge, figures, and measurable outcomes at any time when you’ll be able to to additional assist this. That might embrace your buyer satisfaction scores, variety of web page views, social media followers, or quantity of gross sales or shoppers.

How To Listing Your Facet Hustle on Your Resume

We’ve established what the aim of a resume is. We’ve explored the the reason why you need to or shouldn’t embrace your aspect hustle in your resume. And we’ve talked about what expertise you’ve gained from it.

Now we’re going to cowl the way to listing it. As a result of in the case of aspect hustles, the “how” actually issues.

Though they’re rising in reputation, there are nonetheless folks on the market that take into account aspect hustles and freelance jobs to be fluff work. You wish to keep away from giving that impression.

Should you haven’t already completed so, think twice about what skilled and related expertise your aspect hustle have taught you and the way it matches the talents that the brand new job you’re making use of for requires. Doing this can assist you decide the way to embrace this expertise greatest.

There are 4 principal methods to incorporate your aspect hustle in your resume:

  1. Embody your aspect hustle like every other job
  2. Embody your aspect hustle in a separate part
  3. Use a useful or mixture resume format
  4. Solely embrace the talents you’ve discovered out of your aspect hustle

1. Embody Your Facet Hustle Like Any Different Job

The primary possibility is so as to add your aspect hustle such as you would every other job in your resume. Listing your title, the corporate you’re employed for, dates of employment, and some bullet factors outlining your job duties and accomplishments. (There’s extra info on the way to do every of those within the subsequent part).

For instance:

On-line Retail Store Proprietor – XYZ Printables (June 2015 – Current)

  • Working and sustaining a web-based Esty store promoting over 50 distinctive printable charts, planners and customised art work
  • Efficiently growing social media campaigns promoting the store and merchandise over Twitter, Instagram, Fb, and Pinterest, successfully gaining over 25,000 followers
  • Elevated gross sales and income by 27% within the final fiscal yr by optimizing search listings and rating #1 for 3 principal key phrases

This strategy works greatest when your aspect hustle is very related to the job emptiness. You may have nice statistics and knowledge to assist the work you’ve completed, it aligns together with your profession targets, or it helps you stand out as a powerful candidate.

2. Embody Your Facet Hustle in a Separate Part

If you’re involved about misrepresenting your self, you can title the principle employment historical past part of your resume, “Relevant Experience,” “Professional Experience,” or solely “Experience.” It’s probably the greatest methods to incorporate something out of your background that doesn’t fall beneath the extra conventional “Work Experience” or “Work History” – together with volunteering, internships, placements, and aspect hustles.

Alternatively, you can create a brand new standalone part that’s separate out of your principal employment historical past. That means, it’s clear that this expertise is exclusive.

You may name this new part whichever variation of the next suits greatest:

  • Skilled Accomplishments
  • Further Expertise
  • Freelance Work
  • Consulting Historical past
  • Related Tasks
  • Exterior Tasks

The necessary factor is to maintain it easy and straightforward for a recruiter to know what’s distinct about this resume part.

3. Use a Practical or Mixture Resume Format

The commonest resume format is a chronological one. It lists your work historical past in a reverse timeline (latest to oldest) and features a few bullet factors elaborating on the tasks of the position and any achievements earned.

This format may not be one of the best ways to current your aspect hustle, although. A useful or mixture resume would possibly work higher.

Practical Resumes

A useful resume focuses in your expertise, accomplishments, and capabilities whereas deemphasizing your work historical past. Use a useful resume if you find yourself coming into the workforce for the primary time, altering industries, have gaps in your work historical past, or when you might have a number of expertise however not a number of related expertise. (All of that are additionally good causes to incorporate your aspect hustle in your resume.)

With a useful resume, you listing your main expertise beneath separate headings, corresponding to “communication skills,” “customer service skills,” or “administrative skills.” Beneath every heading, elaborate by together with just a few bullet level examples that present how you might have developed and utilized that talent. This stuff will make up nearly all of your resume.

The place to Put Your Work Historical past

You’ll embrace your work historical past, however it seems on the backside of your resume and is temporary. More often than not, it’s a easy listing of your earlier job titles, corporations labored for, and dates. That’s it. There isn’t any want to incorporate bullet factors beneath every place, as you’ve already coated this beneath your particular talent sections.

Folks have blended emotions about useful resumes. They don’t make any reference to the place your expertise or achievements had been developed or in what context. With a resume, you wish to spell it out for the recruiter as greatest as you’ll be able to, however useful resumes can typically result in extra questions than solutions.

They aren’t at all times appropriate with the necessities of Applicant Monitoring Programs (ATS), both. Many employers will use an ATS to scan and display candidates slightly than have an individual do it. Some programs aren’t capable of learn useful resumes correctly, which can lead to your utility showing to be stuffed with errors or incomplete.

Mixture Resumes

One other presumably higher possibility is to make use of a mix resume.

Because the identify suggests, this format is a mix of a chronological and useful resume. Listing the related expertise and {qualifications} you wish to spotlight first (like in a useful resume), adopted by your employment historical past (like in a chronological resume).

It emphasizes your expertise and achievements over your work historical past but additionally exhibits the small print of your background that most individuals look forward to finding on a resume.

Mixture resumes are notably helpful when your work expertise is barely considerably associated to the job you’re making use of for. Therefore, together with your aspect hustle expertise and expertise may help showcase that you’ve these transferable expertise, but additionally have a secure work historical past.

4. Solely Embody The Expertise You’ve Realized from Your Facet Hustle

Should you resolve to not embrace your aspect hustle in your resume, you need to nonetheless embrace the related or extremely transferable expertise you’ve gained from it not directly.

It may be so simple as together with it in a single bullet level, corresponding to the next:

  • 4 years of expertise utilizing Instagram and Pinterest to promote personalized printables on Etsy
  • Distinctive data of picture modifying software program together with Adobe Lightroom and Photoshop

Each of those examples are quick and candy however can recommend loads. The primary exhibits that you simply’ve operated your on-line retailer for years, you might have inventive design expertise, and you’re educated in gross sales, social media, and digital advertising. The second additionally exhibits that you’ve a inventive aspect and have technical experience with particular, in-demand packages.

What Data Do I Embody?

Facet hustles are nonetheless comparatively new and may be very various. Not each recruiter or hiring supervisor goes to know what they’re and what they entail. It’s important to be clear with the way you phrase and signify what your aspect hustle is and what you do.

You wish to spell it out for the particular person studying your resume. Join the dots for them. Use their wording from the job description. Make it blatantly apparent the way you meet the {qualifications} they’re in search of.

Use your cowl letter to additional elaborate in your aspect hustle, if wanted.

Not like conventional jobs, your aspect hustle most likely doesn’t include a job description or an official title. There’s much more flexibility in what you’ll be able to name your self and what duties and accomplishments you wish to embrace. You may work this to your benefit. Tailor your job title and job duties in order that they’re related to the kind of job for which you’re making use of. However this may also be an obstacle, as it may be straightforward to overthink and overcomplicate issues.

What Job Title Ought to I Use?

There are numerous completely different job titles that you need to use to explain what you do in your aspect hustle.

You run your individual small enterprise. Technically you’ll be able to name your self Chief Govt Officer, Chief Working Officer, Chief Monetary Officer, Chief Advertising Officer, and no matter different Chief Officer you need. However does that greatest mirror and signify what you do? Does that assist the recruiter perceive your position? In all probability not.

(But when it does, method to go!!! Perhaps it’s time to show your aspect hustle into your principal hustle?)

You wish to use a straightforward to know, and life like job title that describes the work you do.

Your resume isn’t the suitable place to provide your self a flowery or excessive title. Utilizing one may price you that interview, particularly if there may be an applicant monitoring system (ATS) getting used to display purposes. These programs are in search of key phrases. It gained’t perceive that “Nutritional Transportation Captain” actually means you ship meals for UberEats, DoorDash, or Skip the Dishes. Folks may not make that connection both. Preserve it easy! On this case, name your self a Supply Driver or a Meals Courier.

Does Your Title Replicate Your Expertise?

In case your aspect hustle encompasses a number of completely different duties, selecting the perfect job title may not be as simple. You wish to decide one thing that displays your precise expertise and expertise however can be related to the job for which you’re making use of.

For instance, as a blogger or freelance author, you doubtless use social media to advertise your posts and articles. Should you had been making use of for a job as a Social Media Supervisor, it could possibly be very tempting to name your self a “Director of Social Media.” Certainly you’ll get an interview that means. However giving your self that title could be a stretch if all you’re doing is loading just a few Tweets and Pins into packages like Hootsuite and Tailwind. You’re higher off selecting a extra applicable title, corresponding to Blogger or Freelance Author, and together with your social media data in your duties or expertise part.

When it doubt, it’s completely acceptable to take your area of interest or principal aspect hustle activity and add a descriptor to it.

For instance:

  • [SEO] Guide
  • Impartial [Online Sales] Contractor
  • Self-employed [Caterer]
  • [Beauty] Advisor
  • Contract [Bookkeeper]
  • [Personal Finance] Content material Creator
  • Freelance [Writer]
  • [Fitness] Coach
  • [English] Trainer or Tutor
  • [Social Media] Director or Supervisor
  • [Logo] Designer
  • [Email Marketing] Assistant
  • [Etsy Shop] Proprietor
  • [Website] Founder
  • [Landscaping] Skilled

What Firm Title Ought to I Use?

You don’t essentially have to incorporate an organization identify on your aspect hustle, however you would possibly wish to. It can provide the recruiter extra context and may maintain your resume trying constant.

You might have already got an organization identify that’s appropriate to make use of. It may be the title of your web site or the identify of your on-line retailer, for instance. Should you use an app or platform corresponding to Fiverr, Instacart, or Airbnb to seek out your aspect hustle jobs, you can use that as the corporate identify.

Self-employed folks historically create their firm identify to make use of. On the whole, you’re allowed to function a sole proprietorship with out formally having to register a enterprise identify. The federal government will take into account your corporation to be an extension of your self – which means you’re personally liable and are liable for paying any relevant taxes. (Sure – it’s important to pay taxes in your aspect hustle revenue!) So you’ll be able to unofficially name your aspect hustle firm no matter you need, so long as you employ the right, official identify in your taxes and any authorized documentation.

(This side of aspect hustling may be considerably complicated, and differs by nation and by state or province. You probably have questions, it’s greatest to contact your native metropolis clerk’s workplace, small enterprise middle, or authorities businesses for steerage.)

If none of those apply, you might have just a few choices, corresponding to:

  • Self-Employed
  • Numerous Shoppers
  • Shoppers embrace XYZ Basis, Bob’s Cash Web site, and Jane’s Pie Store
  • Your Title + Key phrase (e.g., “John Doe Publishing” or “Mary Smith Photography”)

What Duties Ought to I Embody?

You may simply get carried away with all of the issues we do as aspect hustlers. However bear in mind, this can be a abstract. You wish to be concise and guarantee your resume highlights your greatest and most related strengths and accomplishments in just a few bullet factors.

Observe the identical format you might have on your different work expertise. Begin with an energetic motion verb and clarify the kind of work you do. Use numbers, greenback quantities, and percentages to quantify your success the place you’ll be able to.

Have you ever constructed a loyal, repeat buyer base or labored with related, recognizable shoppers or manufacturers? Embody that. Point out any notable initiatives you’ve accomplished or contributed to that spotlight your expertise. Don’t neglect about any vital accomplishments or recognition you’ve obtained, corresponding to 5-star buyer critiques.

No matter you resolve to incorporate, be sincere, and don’t misrepresent your self.

In Conclusion

The objective of your resume is to indicate how you’ll be an asset to the corporate. You’re not going to land the job in any other case efficiently.

While you scrutinize every thing that aspect hustling entails, it shortly turns into clear as to why you need to embrace it in your resume. It should improve your candidacy, assist you stand out amongst the opposite candidates, and hopefully land you a superb new job!

In regards to the Creator

The Final Information to Together with Your Facet Hustles on Your Resume

Amanda runs the weblog My Life I Guess. In 2012, she discovered herself in a fairly critical work/life “UN-balance” after her dream job had was an entire nightmare. She says, “Everything I had worked hard for was falling apart.” She began running a blog about what she was going by way of. What it was actually like being unemployed.

How she struggled for practically Three years to discover a full-time job. What working a minimal wage job in her 30s did to her psychological well being. And what all that meant to her funds. Because it seems, many of those tales resonated along with her readers as effectively. So she saved writing. She presents her ideas on profession, well being and well-being, life on a funds, and way more.