Best Travel Credit Cards To See The World

The cost of traveling is an often-chronicled issue in the U.S. With some people finding it more expensive to live than travel, many are looking for ways to avoid a hefty price tag on airfare and hotels while still seeing the world and experiencing new cultures. Fortunately, there’s hope!

The “best travel credit cards 2021” is a question that has been asked before. Many people want to know which credit cards are the most beneficial for travelers. This article will highlight the best credit cards for traveling in 2019.

CNN Underscored assesses the total worth of financial items such as credit cards and bank accounts. If you apply for and are accepted for a card via the LendingTree affiliate network, we may get a commission, but our reporting is always impartial and unbiased. Benefits and offers from American Express are subject to terms. Select American Express perks and offers may require enrollment. To discover more, go to americanexpress.com.

Many Americans are in desperate need of a well-deserved vacation, and having a travel credit card is one of the simplest ways to acquire one for little or no money. That’s where CNN Underscored’s top travel credit cards for 2022 might help. With the appropriate credit card, you may earn enough travel points to make your trip simpler, more fun, or even virtually free.

To decide which cards can offer you the greatest benefits or points, we compare every feature of each travel credit card to our “benchmark credit card” – the Citi® Double Cash Card. So take a look at our list of the top travel credit cards for 2022 and consider which one may help you book that trip you’ve been dreaming of.

The Chase Sapphire Preferred® Card is the best all-around travel credit card. The best “non-travel” travel card is the American Express® Gold Card. For travel purchases, Chase Sapphire Reserve® is the best option. The American Express Platinum Card® offers the best luxury travel benefits. Best airline travel card: Southwest Rapid Rewards® Priority Credit Card The World of Hyatt Credit Card is the best hotel travel card available. Best for easy-to-use travel rewards is the Capital One® Venture® Rewards Credit Card.

Why did we choose these cards as the best travel credit cards for the year 2022? Examine the specifics of each card with us to discover how they compare.

In one statement, here’s why it’s great: Every dollar you spend on the Chase Sapphire Preferred earns you valuable Ultimate Rewards points, which may be redeemed for travel and other qualifying categories at 1.25 cents per point or transferred to the program’s airline and hotel partners for potentially much more beneficial travel redemptions.

People who have higher-than-average travel and/or eating costs (including food delivery) and want a low-fee card with basic transferrable points may consider this card.

Highlights:

For every dollar spent on restaurants, certain streaming services, and some online grocery purchases, you’ll get three points.
For every $1 spent on travel, you will get two points (or 5 total points if purchased through Ultimate Rewards).
On all other purchases, you’ll get one point each dollar spent.
At a cost of 1.25 cents per point, points may be redeemed for travel via the Chase Ultimate Rewards travel site.
You may also transfer your points to one of Chase’s 14 airline and hotel partners.
There are no costs for international transactions.
An annual charge of $95 is required.

Earn 60,000 extra points after spending $4,000 on purchases in the first three months after creating your account.

What we like about the Chase Sapphire Preferred: It may not seem so, but the Chase Sapphire Preferred is the granddaddy of travel credit cards, having been around for almost a decade. With bonus areas including travel, eating, streaming services, and online groceries, as well as 5 points per dollar on Lyft trips until March 2022 and a 60,000-point sign-up bonus, the card should be simple to rack up points fast.

Most meal delivery services will classify as “dining” on the Sapphire Preferred and earn 3 points per dollar, exactly like a restaurant, so you’re covered if you’re ordering at home more often these days. When activated by March 31, 2022, cardholders will additionally get a free DashPass membership for at least one year.

The Chase Sapphire Preferred’s true strength lies in its redemptions. When you redeem points via the Chase Ultimate Rewards travel site, you’ll earn 1.25 cents per point, and you may possibly gain even more value by transferring points to one of Chase’s 14 travel partners. In fact, United Airlines, Southwest Airlines, and Hyatt Hotels are among the finest transfer partners in the Ultimate Rewards program, and all Chase partners transfer at a 1:1 ratio.

The issuer’s “Pay Yourself Back” service lets you to use points for purchases other than travel in a rotating list of qualifying categories. You’ll earn the same 1.25 cents per point when you redeem your points this way as when you purchase travel.

To top it off, as international travel resumes, you’ll be able to safely use the Chase Sapphire Preferred overseas, since it has There are no costs for international transactions. It even provides primary car rental insurance, so you don’t have to look to your own auto policy first if you have an accident with your rental car.

200203112239-underscored-car-accident-scene-with-cell-phone

What could be more ideal: The Chase Sapphire Preferred is a classic, but it’s beginning to show its age in several areas. Despite the addition of extra bonus categories and a greater earning rate on dining expenditures last year, rival credit cards provide bonus points or cash back in the same travel areas, and in some instances at higher rates (though usually accompanied by higher annual fees).

Even the Citi Double Cash card, which we recommend, offers 2% on all transactions (1 percent when you buy and 1 percent when you pay it off), however you can get more value from your Sapphire Preferred points than you do from basic cash back.

The Chase Sapphire Preferred isn’t as glamorous as its elder sister, the Chase Sapphire Reserve, which offers travel advantages and a $300 yearly travel credit (but comes with a considerably higher annual fee). If you don’t need or won’t utilize all of the other features, you could be better off with this version, which is substantially less costly.

Where it outperforms our benchmark card: extra categories for travel and eating, outstanding travel protections, strong airline and hotel partners, and a sign-up bonus.

Where our benchmark card outperforms the competition: No annual fee, introductory rate on balance transfers, and simple cash back are all features of the Citi Double Cash.

Check out CNN Underscored’s analysis of the Chase Sapphire Preferred credit card. Learn more about the Chase Sapphire Preferred and apply today.

In one statement, here’s why it’s great: Even when you’re not traveling, the American Express Gold card gives you a lot of important Amex travel points on almost all of your food-related transactions, and the credits available on the card virtually cover the annual cost.

This card is best for: People who can use all of the card’s numerous credits and spend a lot of money at restaurants, food delivery services, and supermarkets in the United States while they’re not on the road.

Highlights:

Earn 4 points for every dollar spent at American supermarkets (up to $25,000 in purchases per year, then 1x).
At restaurants throughout the globe, you may earn 4 points each dollar spent.
For flights booked directly with airlines or via Amex Travel, you’ll earn 3 points every dollar spent.
On anything else, you’ll get one point each dollar spent.
Annual meal credits of up to $120 are available.
Uber Cash is worth up to $120 every year.
Annual charge of $250 (see rates & fees).
Terms and conditions apply.

Earn 60,000 extra points after spending $4,000 on purchases during the first six months of your account’s establishment.

What we like about the American Express Gold: It may seem strange to call it our “best ‘non-travel’ travel card,” but the Amex Gold is an excellent choice if you want to earn as many travel points as possible even when you aren’t traveling, and then have a variety of ways to use those points on future trips.

First, with the Amex Gold, you’ll get 4 points for every dollar you spend on restaurants throughout the globe, as well as up to $25,000 in yearly grocery purchases in the United States (1 point per dollar thereafter). Because the great majority of meal delivery services are considered “restaurants” on this card, the vast majority of your food transactions will earn 4x points, regardless of how you eat.

When you buy tickets directly with an airline, you’ll gain 3 points per dollar, so if there are any deals on trips later in the year, you may use the Amex Gold to pay for them and earn bonus points.

This card earns American Express Membership Rewards points, which you can use to book flights directly via Amex Travel for 1 cent each. However, if you put in a little more time and investigation, you may get a lot more value out of them by moving them to one of Amex’s 21 airline and hotel partners, which include Delta Air Lines, JetBlue, Marriott, and many others.

There are also yearly credits to consider. While the Amex Gold has a hefty annual cost of $250, the card’s credits may help you earn almost as much as you spend for it.

You may earn up to $120 in meal credits each year if you have an Amex Gold card, which you can spend at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and certain Shake Shack locations (enrollment required). These are given out in monthly increments of up to $10, but they do not roll over from month to month, so you must spend them or lose them.

With the Amex Gold, you’ll also earn up to $120 in Uber Cash each year. These credits are available in $10 monthly installments and may be used for Uber trips or Uber Eats orders in the United States. If you combine the Uber Cash and eating credits, you’ll get up to $240 in yearly credits, for an effective annual price of just $10 if you utilize them all.

What could be more ideal: The Amex Gold has one major drawback: most of the yearly credits are sent in monthly increments rather than in annual chunks, so you’ll need to be sure you can use them each month to make the card worthwhile.

Also, although Amex points are useful, they’re best utilized for airline and hotel transfer partners, which need some learning and flexibility to optimize. If you prefer to book flights via a traditional online travel gateway, you could be better suited with one of the Chase or Capital One cards, which can provide greater value when redeeming points in a convenient manner.

It outperforms our benchmark card in the following areas: welcome bonus, yearly credits, bonus categories, and strong airline and hotel partners.

Where our benchmark card outperforms the competition: No annual fee, introductory rate on balance transfers, and simple cash back are all features of the Citi Double Cash.

Read CNN Underscored’s evaluation of the American Express Gold Card. More information about the American Express Gold Card may be found here.

Why it’s excellent in a nutshell: The Chase Sapphire Reserve has a premium price tag, but it comes with a $300 yearly travel credit, access to airport lounges, a big earning rate when you use Lyft, and at least 3 points for every dollar spent on travel and eating.

This card is ideal for: People who make a lot of travel-related expenditures, even while they aren’t on the road.

Highlights:

A $300 yearly travel credit is available.
For every dollar spent on eating, you will get three points (or 10 total points if purchased through Ultimate Rewards).
If you use your $300 travel credit each year, you’ll get 3 points per dollar on travel expenditures, or 10 total points on hotels and auto rentals and 5 total points on air travel if you use Ultimate Rewards.
On all other purchases, you’ll get one point each dollar spent.
At a cost of 1.5 cents per point, points may be redeemed for travel via the Chase Ultimate Rewards travel site.
You may also transfer your points to one of Chase’s 14 airline and hotel partners.
Priority Pass is provided free of charge. Choose a membership at an airport lounge.
There are no costs for international transactions.
The yearly charge is $550.

Earn 50,000 extra points after spending $4,000 on purchases in the first three months after activating your account.

What we appreciate about the Chase Sapphire Reserve: The Chase Sapphire Reserve was an immediate success when it originally released in 2016, owing to its extensive travel and dining categories. Since “dining” covers practically any restaurant, fast food, and even meal delivery services like Seamless, earning additional points with the card is quite simple.

The Chase Sapphire Reserve’s rewards are simple to use, with the ability to redeem points for any flight or hotel at a rate of 1.5 cents per point via the Chase Ultimate Rewards travel portal, though you’ll potentially get even more value if you can dive into the more advanced airline and hotel transfer partners.

Chase’s “Pay Yourself Back” function, which lets you to redeem points for expenditures other than travel, is also accessible on the Chase Sapphire Reserve, just as it is on the Sapphire Preferred. The qualifying categories vary on a regular basis, and you’ll receive 1.5 cents each point if you redeem this method.

If you expect to travel often in 2022, the card’s Priority Pass Select airport lounge membership, which gives you and up to two guests access to over 1,300 lounges around the globe, will be a good investment.

200310175656-underscored-priority-pass-lounge-singapore-airport

What might be better: While the Chase Sapphire Reserve’s initial high cost was simple to explain, the annual fee raised from $450 to $550 at the start of 2020, so you’ll need to be able to take use of all of the card’s features to justify the price.

The Lyft bonus category means you’ll get 10 points for every dollar you spend on the ride-sharing service until March 2022, but most people who aren’t already using Lyft won’t benefit from it. The card’s complimentary DashPass membership, which must be activated before March 31, 2022, is only useful to those who purchase meals for delivery and reside in an area where DoorDash is available.

And while the travel and dining bonus categories were market-leading four years ago, there are now other credit cards with similar if not even better earning rates in those categories, such as the Amex Gold, which earns 4 points per dollar on restaurant purchases worldwide. Or, if the annual fee on the Sapphire Reserve is too much to stomach, consider the cheaper Chase Sapphire Preferred with fewer travel perks but only a An annual charge of $95 is required.

Where it outperforms our benchmark card is in the following areas: Easy-to-use travel credit, extra categories for travel and eating, great travel coverage, solid airline and hotel partners, and a sign-up bonus

Where our benchmark card outperforms the competition: No annual fee, introductory rate on balance transfers, and simple cash back are all features of the Citi Double Cash.

Read the Chase Sapphire Reserve credit card review from CNN Underscored. Learn more about the Chase Sapphire Reserve and apply today.

In a nutshell, the American Express Platinum card is a heavyweight when it comes to travel perks, with numerous annual credits, access to more than 1,300 airport lounges worldwide, including Amex’s own Centurion Lounges and Delta Sky Clubs when flying Delta, elite status with Hilton, Marriott, Hertz, Avis, and National Car Rental, and a slew of other luxuries.

People who desire top-tier luxury travel advantages, refundable trip credits, and transferable travel awards should apply for this card.

Highlights:

Earn 5 points every dollar spent on flights booked directly with airlines or via Amex Travel (up to $500,000 per year, thereafter 1 point per dollar).
Earn 5 points each dollar spent on prepaid hotel reservations made via Amex Travel.
On all other purchases, you’ll get one point each dollar spent.
At a rate of up to 1 cent per point, points may be redeemed for travel via Amex Travel.
Amex points may also be transferred to any of the airline and hotel partners that Amex has.
Annual statement credits of up to $200 for incidental costs at one qualified airline (enrollment required).
Every month, you may earn up to $15 in Uber Cash ($35 in December).
Annual statement credits of up to $240 for chosen entertainment purchases (enrollment required).
Annual statement credits of up to $100 for purchases at Saks Fifth Avenue (enrollment required).
Up to $200 annually on prepaid hotels booked at American Express Fine Hotels & Resorts.
Free access to American Express Centurion Lounges, Delta Sky Clubs, and Priority Pass airport lounges while flying Delta (not including Priority Pass restaurants).
Gold Elite membership with the Hilton and Marriott hotel groups is complimentary.
Complimentary Hertz, Avis, and National Car Rental have given me preferred Elite status.
There are no international transaction costs (see rates and fees for further information).
Annual charge of $695 (see rates & fees).

Earn 100,000 extra points after spending $6,000 on qualifying items during the first six months.

What we like about the American Express Platinum: For a $695 annual fee, you need to be able to take full use of the card’s benefits to justify the expense. If you travel with this card, though, you’ll feel like a genuine VIP.

Amex Platinum members get access to tens of thousands of airport lounges, including Amex’s own Centurion Lounges, which are widely regarded as among the finest domestic airport lounges in the United States. For many road warriors, this perk alone is worth the price of the card.

However, if you combine the card’s up-to-$200 annual incidental airline charge credit, up-to-$200 annual Uber credit, and up-to-$100 Saks Fifth Avenue credit (which you can use to purchase anything at Saks, in-store or online), you may get up to $500 in yearly credits for a card that costs $695 per year.

The Uber credit can also be used on Uber Eats purchases, so you may benefit from them even if you don’t utilize ride-share services. The Saks Fifth Avenue credit, which may be used on anything purchased on Saks’ online platform, is the same.

The icing on the cake is the Amex Platinum’s 100,000-point welcome bonus after spending $6,000 on the card in the first six months, which you should be able to redeem for a pair of domestic plane tickets for you and a companion, or perhaps a coach trip to Europe for yourself.

200218151649-underscored-couple-on-airplane

What could be more ideal: Surprisingly, the Amex Platinum isn’t a great card for accumulating points. When ordering airline tickets, it’s a terrific option since you’ll earn an incredible 5 points for every dollar spent directly with airlines. However, in order to earn 5 points per dollar in hotels, you must book exclusively prepaid rooms via Amex Travel. Those aren’t really impressive additional categories for a card that costs so much.

The Amex Platinum’s credits might sometimes be difficult to utilize. Unlike travel credits on cards like the Chase Sapphire Reserve, the up to $200 airline incidental charge credit is only valid on one airline per year and only for certain expenses like checked luggage or in-cabin pet fees.

The yearly Uber credit of up to $200 is distributed in a monthly series of $15 credits, with an additional $20 in December to bring the total to $200. Even the Saks Fifth Avenue credit is divided in half, with $50 accessible in the first six months and the remaining $50 in the second half of the year.

Finally, the Amex Platinum isn’t actually intended for daily usage. For the expense of the card to make sense in the long run, you must be a frequent traveler with a desire to be treated better during those long days on the road.

Luxury travel benefits and travel credits, airline and hotel bonus categories, robust travel protections, broad airline and hotel partners, and a welcome bonus are all areas where it outperforms our benchmark card.

Where our benchmark card outperforms the competition: No annual fee, introductory rate on balance transfers, and simple cash back are all features of the Citi Double Cash.

Read CNN Underscored’s evaluation of the American Express Platinum card. Learn more about the Platinum American Express card.

In a nutshell, if you plan to travel Southwest often in 2022, the Southwest Rapid Rewards Priority Credit Card is a no-brainer, since its yearly credits, benefits, and points comfortably outweigh the card’s annual cost.

This card is ideal for: Those looking for a card with elite privileges while flying Southwest.

Highlights:

On all Southwest purchases, you’ll get 3 points each dollar spent.
On local transportation and commuting (including ride-shares), as well as internet, cable, phone, and some streaming purchases, get 2 points every dollar spent.
On all other purchases, you’ll get one point each dollar spent.
Every year, you’ll get a $75 Southwest travel credit.
When available, four improved boardings are offered each year.
On in-flight refreshments and Wi-Fi, you’ll get a 25% discount.
Every year, following your card holder anniversary, you’ll get 7,500 extra points.
There are no costs for international transactions.
The yearly charge is $149.

Earn 40,000 extra points after spending $1,000 on purchases in the first three months after establishing the account, plus 3 points for every dollar you spend on eating for the first year, including takeaway and qualified delivery services.

What we like about the Southwest Priority Card: If you’re already a Southwest devotee, the Southwest Priority Card’s features will be quite appealing to you. However, now is a good opportunity to take advantage of the card’s sign-up bonus and obtain Southwest’s coveted Companion Pass®.

The Companion Pass is an elite travel advantage that enables you to fly with another passenger for free (plus taxes) on Southwest an infinite number of times. In order to qualify for the pass, you must collect 125,000 qualifying points in a calendar year. That’s a lot of flying on Southwest’s part. However, sign-up incentives for Southwest credit cards count toward the Companion Pass, so the 40,000 extra points on this card will get you about halfway there.

With the Southwest Priority Card, you’ll also enjoy some fantastic benefits. The largest is a $75 Southwest travel credit that can be used against any Southwest trip purchase – just pay for your airfare or taxes using your Southwest card and you’ll get a $75 statement credit. If you use the credit card every year, you’ll have already recouped half of the yearly charge.

Each year, the Southwest Priority Card gives four improved boarding passes. This means you may buy an A1-15 boarding slot at the gate (if available), allowing you to board the aircraft ahead of the majority of other passengers, and you’ll get a statement credit for the price incurred.

On Southwest, you’ll also receive 25% back on in-flight refreshments and Wi-Fi purchases, as well as 7,500 additional points on your card anniversary. These points are worth $105 on “Wanna Get Away” flights, so if you fly Southwest every year, this card would easily pay for itself.

200505164923-underscored-southwest-airlines-plane-in-blue-sky

What might be better: While the rewards on the Southwest Priority Card are excellent for Southwest fliers, you definitely won’t want to use it as your primary credit card. When purchasing Southwest’s cheapest “Wanna Receive Away” prices, points are worth only 1.4 cents each, so although you get a 4.2 percent return on Southwest purchases and 2.8 percent on the other bonus categories, you only get a 1.4 percent return on everything else.

You’d be better served placing your everyday purchases on our top-rated Citi Double Cash card, which earns you 2% cash back on everything — 1% when you buy it and another 1% when you pay it off — and using other credit cards with greater bonus categories or more flexible travel rewards when you can.

Where it outperforms our benchmark card: Southwest sign-up bonus and travel incentives.

Where our benchmark card outperforms the competition: No annual fee, introductory rate on balance transfers, and simple cash back are all features of the Citi Double Cash.

Read CNN Underscored’s assessment of the Southwest Priority credit card. Learn more about the Southwest Rapid Rewards Priority card and apply today.

In one statement, here’s why it’s great: The World of Hyatt Credit Card offers a solid set of bonus categories and earns points in the most valuable hotel loyalty program available, while also providing complimentary Hyatt Discoverist elite status and the ability to earn even higher levels of elite status even if you are unable to travel at this time.

This card is ideal for: Those who stay at Hyatt hotels on a regular basis under typical travel circumstances, particularly those pursuing Hyatt elite status.

Highlights:

For every dollar spent at Hyatt hotels, you will get four points.
Earn two points for every dollar spent on restaurants and airline tickets booked straight from the carriers.
Earn two points for every dollar spent on local public transportation and commuting, as well as health club and gym subscriptions.
On all other purchases, you’ll get one point each dollar spent.
Every year, you’ll get complimentary World of Hyatt Discoverist elite status and 5 qualifying night credits.
For every $5,000 spend, you’ll get two qualifying night credits.
After your first card holder anniversary, you’ll get one free night at any Category 1-4 Hyatt per year.
There are no costs for international transactions.
An annual charge of $95 is required.

Yield up to 60,000 extra points when you start an account – 30,000 bonus points when you spend $3,000 on purchases in the first three months, plus 2 bonus points for every dollar you spend on purchases that earn 1 bonus point, up to $15,000 in the first six months.

What we like about the World of Hyatt Credit Card: Hyatt’s loyalty program is still the greatest of all the major hotel chains, thus the World of Hyatt Credit Card is our choice for the one hotel credit card to include on our list of the best travel credit cards.

With this card, you may earn a lot of Hyatt points while still getting a good deal on Hyatt incentives, such as stays at top hotels like the Park Hyatt New York or all-inclusive resorts like the Hyatt Ziva and Hyatt Zilara.

You’ll also gain immediate Hyatt Discoverist elite membership simply for possessing the card, which is the lowest level of elite status but still provides you privileges like 10% extra points on Hyatt stays, elite check-in, premium internet, and, when available, a late 2 p.m. checkout. The Hyatt card may also help you progress toward higher-level Explorist or Globalist elite status, since cardholders get 5 elite night credits each year just for possessing the card.

The icing on the cake comes a year after you initially open the card: every year on your card anniversary, when you pay the current year’s annual fee, you’ll get a free night at any Category 1-4 Hyatt resort. That’s ideal timing since travel will almost certainly have recovered by then.

200219131432-underscored-park-hyatt-sydney

What could be better: While the bonus categories on the World of Hyatt Credit Card are useful, keep in mind that Hyatt is a transfer partner in Chase’s Ultimate Rewards program, which means that points earned on cards like the Chase Sapphire Preferred or Chase Sapphire Reserve can be converted to Hyatt points as well as other airline or hotel points, making them more flexible than regular Hyatt points.

If you have a card like the Sapphire Reserve, you should use it instead of the Hyatt card for certain purchases. For example, with either the Preferred or Reserve, you’ll earn at least 3 points per dollar spent on dining against only 2 points with the Hyatt card (plus you’ll have more alternatives when it comes to redeeming Chase points).

One significant disadvantage of Hyatt is that it is a lot smaller chain than Hilton and Marriott, making it difficult to locate a convenient Hyatt hotel in certain smaller cities. However, in recent years, the hotel chain has made hopeful efforts to rectify this problem by cooperating with other hotel organizations like Small Luxury Hotels of the World, enabling you to utilize Hyatt points at a wider range of hotels.

Late last year, Hyatt updated peak and off-peak redemption rates to their award chart for stays beginning March 1, 2022, and beyond, indicating that hotels are more costly to redeem points for during peak periods (though also cheaper in low-demand periods).

Where it outperforms our benchmark card: Hyatt’s sign-up bonus, good bonus categories, and travel advantages.

Where our benchmark card outperforms the competition: No annual fee, introductory rate on balance transfers, and simple cash back are all features of the Citi Double Cash.

Learn more about the World of Hyatt Credit Card and apply today.

Why it’s fantastic in a nutshell: With the Capital One Venture Credit Card, you’ll earn 2 Capital One miles each dollar spent, which you can redeem for 1 cent per mile on any travel purchase or transfer to Capital One’s airline partners for potentially much more value redemptions.

This card is ideal for: Those who want to fly for free with readily redeemable points, but also want to learn how to master transferable miles in the future for even more value.

Highlights:

Earn 2 miles each dollar spent on any transaction, up to a maximum of 2,000 miles.
At a cost of one penny per mile, miles may be redeemed for any travel transaction.
Capital One miles may also be transferred to any of the airline partners that Capital One has.
When you apply for Global Entry or TSA PreCheck, you may get a $100 credit.
There are no costs for international transactions.
An annual charge of $95 is required.

Earn 60,000 extra miles after spending $3,000 on purchases during the first three months of creating your account.

What we appreciate about the Capital One Venture: Some consumers seek travel rewards that are simple to redeem. Others don’t mind more difficult redemptions if it means their miles are worth more. You get the best of both worlds with the Capital One Venture card.

Use the Venture’s “Purchase Eraser” tool if you don’t want to bother with complicated charts or reward availability. It pays off any trip expenditures you make with the card with miles you’ve accrued at a rate of 1 cent per mile, making the 60,000-mile sign-up incentive worth at least $600 in travel.

Capital One’s 16 airline transfer partners give another alternative for those who wish to put in the time and effort to secure first- or business-class ticket redemptions when travel resumes. You may now transfer miles to most of those partners at a 1:1 ratio, which means that for every 1,000 Capital One miles you transfer, you’ll get 1,000 points or miles in the airline or hotel program.

200218134716-underscored-family-on-beach-with-hands-up

What’s more, the Capital One Venture has just one bonus category: you’ll earn 5 miles per dollar spent on hotels or auto rentals if you book them via Capital One Travel. When reserving a hotel via a travel site rather than directly with the hotel, you are unlikely to get elite credit or have your elite advantages respected. It also lacks trip cancellation and interruption insurance, which is uncommon for a travel credit card.

If you’re only planning to redeem your miles using the “Purchase Eraser,” you could be better off with our benchmark Citi Double Cash card, which earns 2% cash back on everything — 1% when you make a purchase, 1% when you pay it off — since you’ll be effectively earning 2 cents in rewards for every dollar you spend either way, but the Venture card has a An annual charge of $95 is required.

Capital One just lost its single US airline transfer option (JetBlue), however advanced cardholders will be able to redeem domestically via foreign airline partnerships. So, if you anticipate you’ll conduct any airline transfers in the future, the Venture card is a terrific first step into the world of transferable points.

Sign-up bonus, purchase protections, and travel coverage are all areas where it outperforms our benchmark card.

Where our benchmark card outperforms the competition: There is no annual fee on the Citi Double Cash, and there is an introductory rate on balance transfers.

Read the full review of the Capital One Venture credit card.

The American Express Gold card’s rates and fees may be seen here. The American Express Platinum card’s rates and fees may be seen here.

Do you want a credit card that protects you while you’re on the road? Check out CNN Underscored’s list of the top credit cards with travel insurance.

CNN Underscored Money has the most up-to-date personal financial offers, news, and advice.

The “best travel credit cards for beginners” is a list of the best credit cards to use when traveling. The article includes information about what types of travelers should get these cards, and how they can be used.

Frequently Asked Questions

Which credit card is best for Travelling abroad?

A: The Capital One Venture Card is a great choice for travelling abroad. It has no annual fees and offers competitive rewards rates on travel purchase, cash back, and more.

Which credit card is best for everything?

A: This is a very broad question and there are many factors to consider when choosing which credit card is best for you. Some of these include the type of credit that the card offers, what fees are associated with the card, how long will it take before your first payment shows up on your statement, etc.